Skip to main content
An insurance letter, phone and car keys on a desk at night

Common Questions

Straight Answers to Frequently Asked Questions About Your Orlando Injury Case

What does a lawyer cost? How long do you have to file in Florida? What is your case worth? Our Orlando personal injury attorneys answer the questions clients ask us most. Still unsure? Call (407) 777-8888

  • No fee unless we win
  • Se habla español
  • Talk to an attorney, not a call center
Signature result
$1.2MJury verdict after a $30K offer
Languages
EN / ESSe habla español

Free Case Review

Have a question about your case? Ask us, free.

100% confidential. We never share your information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

“The reviews speak for themselves. Trust in the process — Alexandra will deliver.”
Andrew Christiansen

Hiring ANT Law Firm

Questions About Hiring Us

7 questions answered

Why should I choose ANT Law Firm?

ANT Law Firm was built on a simple promise: injured people deserve aggressive, honest representation. Founded by Alexandra Natalia Tosado in January 2023, we recovered millions in settlements within our first years of business. Unlike large settlement mills, you work directly with your attorney — not a call center or a paralegal. We take fewer cases so we can give each client the personal attention they deserve, and we prepare every case as if it is going to trial. We are bilingual (English and Spanish), and we never charge a fee unless we win.

What is the story behind ANT Law Firm?

ANT Law Firm was founded by Attorney Alexandra Natalia Tosado, a skilled bilingual lawyer who began working in the field of law in 2011. Born and raised in Orlando, Florida, she devoted her career to serving the community — primarily foreigners in need of trusted guidance. In January 2023, she established ANT Law Firm with a mission to be of service to clients first and foremost. Within the firm's first years, the team recovered millions in settlements. Today, ANT Law Firm continues to expand and serve the State of Florida in auto injury and criminal defense matters.

What kind of cases does ANT Law Firm handle?

We handle a wide range of personal injury and accident cases, including car accidents, truck accidents, motorcycle accidents, rideshare (Uber/Lyft) accidents, hit-and-run accidents, DUI accidents, rear-end collisions, slip and fall injuries, dog bites, workplace injuries, brain injuries, spinal cord injuries, whiplash, wrongful death, uninsured motorist claims, and more. We also handle criminal defense matters. If you are not sure whether we can help, call us for a free consultation — we will let you know right away.

Who will be handling my case?

Your case will be handled directly by one of our attorneys — Alexandra Natalia Tosado, Esq. (Founding Attorney) or Ali Almamluk, Esq. (Litigation Attorney) — along with our dedicated support team. Unlike larger firms where your case may be passed between paralegals, at ANT Law Firm you always have direct access to your attorney. We believe that personal attention leads to better outcomes.

What makes ANT Law Firm different from other firms?

Several things set us apart. First, you work directly with your attorney — we do not hand your case off to a paralegal or associate. Second, our attorneys have experience on both sides of litigation: Ali Almamluk previously represented insurance companies, so we know exactly how insurers evaluate claims and try to minimize payouts. Third, we are bilingual (English and Spanish) and serve Orlando's diverse community. Fourth, we prepare every case as if it is going to trial — that mindset drives better settlements. And finally, we genuinely care about our clients. Our 5.0-star rating across 130+ Google reviews says it better than we can.

Can I switch to ANT Law Firm if I already have another lawyer?

Yes. You have the right to change attorneys at any time. Many of our clients came to us after being dissatisfied with larger firms that treated them like case numbers. Switching is straightforward — we handle the transition process for you, and there is no additional cost to make the switch.

Do you offer services in Spanish?

Yes. Attorney Alexandra Tosado is fully bilingual in English and Spanish. Our team serves Orlando's diverse community, and we are proud to offer the same quality of representation to Spanish-speaking clients. Hablamos español — llámenos al (407) 777-8888.

Fees & First Steps

What It Costs and How to Start

6 questions answered

How much does it cost to hire ANT Law Firm?

Nothing upfront. We work on a contingency fee basis, which means you pay zero dollars out of pocket to hire us. Our fee is a percentage of the compensation we recover for you. If we do not win your case, you owe us nothing. There are no hidden costs, no retainer fees, and no hourly billing. The initial consultation is always free and confidential.

What if I'm not sure if I have a case?

That is exactly what the free consultation is for. Call us at (407) 777-8888 or fill out our online form, and we will review the details of your situation at no cost and no obligation. We will tell you honestly whether you have a viable claim, what it could be worth, and what your next steps should be. There is never any pressure to hire us.

Do I have a case?

If you were injured due to someone else's negligence — whether in a car accident, slip and fall, workplace incident, or another situation — you likely have a case. The key elements are: (1) someone else was at fault, (2) you suffered an injury, and (3) you incurred damages (medical bills, lost wages, pain and suffering). Being partly at fault does not automatically end your claim: under Florida's comparative negligence law (as changed by HB 837 in 2023), you can still recover as long as you were not more than 50% at fault, though your compensation is reduced by your share of the blame. The best way to find out is to call us at (407) 777-8888 for a free, no-obligation case evaluation. We will give you an honest assessment.

Do I really need a lawyer for my injury claim?

You are not required to hire a lawyer. But insurance companies have teams of adjusters and lawyers working to minimize what they pay you, and having an experienced personal injury attorney levels the playing field. We handle all negotiations, paperwork, deadlines, and — if necessary — litigation, so you can focus on your recovery.

What should I know about hiring a personal injury lawyer?

Look for an attorney who works on contingency (no upfront fees), has experience with your type of case, communicates clearly, and is willing to go to trial if needed. Avoid firms that treat you like a number or push you to settle quickly for less than you deserve. At ANT Law Firm, you get direct attorney access, transparent communication, and a team that prepares every case for trial. Our 5.0-star rating across 130+ Google reviews reflects the standard of service we provide.

What is a retainer agreement?

A retainer agreement is the contract between you and ANT Law Firm that formally establishes the attorney-client relationship. It outlines the scope of our representation, the contingency fee structure (you pay nothing unless we win), and your rights as a client. We explain every provision in plain language before you sign, and you are welcome to ask as many questions as you need. There is no cost to sign.

After an Accident

Florida Law and Deadlines

4 questions answered

What should I do immediately after an accident?

First, seek medical attention — your health is the priority. Call 911 if needed. After a car crash in Florida, you must get medical care within 14 days to use your PIP benefits. Document the scene with photos and collect the other party's information. Do not admit fault or apologize. Do not give a recorded statement to the other driver's insurance company. Then call ANT Law Firm at (407) 777-8888 as soon as possible. The earlier we get involved, the better we can preserve evidence and protect your rights.

What is Florida's statute of limitations for personal injury?

In Florida, you generally have two years from the date of the accident to file a personal injury lawsuit based on negligence. HB 837 cut this deadline from four years to two for accidents on or after March 24, 2023. Wrongful death claims also must generally be filed within two years of the date of death, and claims against government agencies and medical malpractice claims have their own special rules. Waiting too long can hurt your case even before the deadline — evidence disappears, witnesses forget details, and insurance companies become less willing to negotiate. We strongly recommend contacting an attorney as soon as possible after an injury.

What if I was hit by an uninsured or underinsured driver?

Florida has a high rate of uninsured drivers, and the state does not require drivers to carry bodily injury liability insurance. If the at-fault driver has no insurance or insufficient coverage, your own uninsured/underinsured motorist (UM/UIM) policy can cover your damages. Many people do not realize they have this coverage. We review your policy, file the appropriate claim, and negotiate with your own insurer to recover fair compensation.

What about hit-and-run accidents?

Even if the at-fault driver fled the scene, you still have options. Your own uninsured motorist (UM) coverage may cover your injuries and damages. We help you file the appropriate claims, investigate the accident to identify the driver if possible, and negotiate with your own insurance company to get fair compensation. Do not assume you are out of luck — call us for a free evaluation.

The Case Process

How Your Case Works

6 questions answered

What happens after I hire ANT Law Firm?

Once you sign the retainer agreement, we get to work immediately. We open an investigation into your accident, gather evidence (police reports, medical records, photos, witness statements), send a letter of representation to the insurance company so they stop contacting you directly, and coordinate your medical treatment if needed. Throughout this process, we keep you informed and handle all communication with the insurance companies on your behalf.

How will we communicate during my case?

Clear communication is one of our core values. You will have direct access to your attorney by phone, email, and text. We proactively call you with updates — you should never have to chase us for information. During key stages of your case (investigation, demand, negotiation, and resolution), we will walk you through what is happening and what to expect next. Our team, including Magdiel, Ellen, Magali, and Camila, is here to answer your questions.

How long will my case take?

Every case is different. Some straightforward claims settle within a few weeks, while more complex cases involving severe injuries, disputed liability, or litigation can take several months to over a year. Factors that affect the timeline include the severity of your injuries, whether you have finished medical treatment, the complexity of the accident, and whether the insurance company cooperates. We always keep you informed about where your case stands and never rush a settlement that undervalues your claim.

When will my case be resolved?

Resolution timelines vary. After you complete medical treatment, we compile your full damages, draft a demand package, and submit it to the insurance company. Negotiations can take anywhere from a few weeks to several months depending on the insurer's response. If the insurance company refuses to offer fair compensation, we file a lawsuit and pursue your case through litigation. We never accept a lowball offer just to close a case quickly — your recovery comes first.

What if the insurance company denies my claim?

Insurance companies deny claims for many reasons — some legitimate, many not. If your claim is denied, we review the denial, gather additional evidence, and either appeal the decision or file a lawsuit. Having an attorney is especially important after a denial because insurers count on unrepresented victims giving up. We do not give up. We prepare every case for trial, and insurance companies know it.

Will my case go to trial?

Most personal injury cases settle before trial — but not all. We prepare every case as if it will go to trial. That preparation gives us leverage during negotiations because the insurance company knows we are serious. If they refuse to offer fair compensation, we are fully prepared to present your case to a jury.

Compensation

Settlements and What Your Case Is Worth

3 questions answered

How much is my case worth?

The value of your case depends on several factors: the severity of your injuries, your medical expenses (past and future), lost wages, pain and suffering, property damage, and the impact on your quality of life. There is no way to give an accurate number without reviewing the specifics of your situation, which is why we offer a free consultation. What we can tell you is that we fight for every dollar you are owed and we never settle for less than what we believe your case deserves.

What types of compensation can I recover?

Depending on your case, you may be entitled to compensation for medical expenses (past and future), lost wages and lost earning capacity, pain and suffering, emotional distress, property damage, loss of enjoyment of life, and in wrongful death cases, funeral expenses and loss of companionship. We evaluate all categories of damages to make sure nothing is left on the table.

How will I get my settlement money?

Once a settlement is reached, the insurance company issues a check to ANT Law Firm's trust account. We then pay any outstanding medical liens, deduct the agreed-upon contingency fee, and distribute the remaining balance to you. We work to negotiate your medical bills down so you keep as much of your settlement as possible. The entire disbursement process is transparent — you will receive a detailed settlement statement showing every line item.

Cases We Handle

How ANT Law Firm Can Help You

8 questions answered

How can ANT Law Firm help with a car accident case?

Car accidents are our most common case type. We handle everything: investigating the accident, gathering police reports and medical records, communicating with insurance adjusters, coordinating your medical treatment, negotiating a fair settlement, and filing a lawsuit if necessary. Under Florida's no-fault law, your own PIP coverage pays first — up to $10,000 for medical bills and lost wages, no matter who caused the crash. When your injuries are serious, we pursue the at-fault driver's insurance for the rest. Whether you were rear-ended, T-boned, hit by a drunk driver, or involved in a multi-car pileup, we know how to build a strong case and fight for the full compensation you are owed.

Can ANT Law Firm help with truck accident cases?

Yes. Truck accidents involve unique complexities — federal trucking regulations, multiple liable parties (driver, trucking company, cargo loader), larger insurance policies, and more severe injuries. Our attorneys understand these complexities and know how to investigate trucking companies, obtain black box data, and hold all responsible parties accountable. Truck accident claims often involve higher damages because of the severity of the injuries.

Can you help with rideshare (Uber/Lyft) accident claims?

Absolutely. Rideshare accidents involve layered insurance policies — the driver's personal policy, the rideshare company's policy, and potentially other drivers' policies. Determining which policy applies depends on whether the driver was logged into the app, en route to a pickup, or carrying a passenger at the time of the accident. We untangle these complexities and pursue compensation from all available sources.

Do you handle motorcycle accident cases?

Yes. Motorcycle accidents often result in severe injuries because riders have less protection than car occupants. Unfortunately, there is also a bias against motorcyclists. We fight that bias by building strong, evidence-based cases that demonstrate the other driver's negligence. We handle all types of motorcycle accident claims, from lane-change collisions to left-turn accidents.

Can ANT Law Firm help with slip and fall injuries?

Yes. Property owners and businesses have a legal duty to maintain safe premises. If you were injured due to a wet floor, uneven surface, poor lighting, broken stairs, or another hazardous condition, the property owner may be liable. We investigate the scene, obtain surveillance footage, and prove that the owner knew or should have known about the dangerous condition. Slip and fall cases require swift action because evidence can disappear quickly.

Does ANT Law Firm handle wrongful death cases?

Yes. When negligence takes a loved one, our attorneys provide compassionate, determined representation for surviving family members. Wrongful death claims in Florida can be filed by the personal representative of the deceased person's estate on behalf of surviving spouses, children, and parents. We fight for compensation covering funeral expenses, lost income, loss of companionship, and more. We understand the emotional weight of these cases and treat every family with the respect they deserve.

Can you help if I suffered a brain or spinal cord injury?

Yes. Catastrophic injuries like traumatic brain injuries (TBI) and spinal cord damage require lifelong care and generate enormous medical costs. We work with medical experts, life-care planners, and economists to calculate the full lifetime cost of your injury — not just your current bills. These cases often involve significant compensation, and we fight to secure every dollar you will need for your future care and quality of life.

Can ANT Law Firm help with workers' compensation claims?

Yes. If you were hurt on the job, you may be entitled to workers' compensation benefits for medical treatment and lost wages. In many cases, there may also be a third-party claim (for example, if defective equipment or a negligent contractor caused your injury) that can provide additional compensation beyond what workers' comp covers. We evaluate both avenues to maximize your recovery.

Still Have Questions?

Get Straight Answers About Your Case

Every case is different. Tell us what happened and an attorney will answer your questions, free and confidentially. Call (407) 777-8888 or send us a message. No fee unless we win.

  1. 1Tell us what happened.
  2. 2We build your case for trial.
  3. 3You get paid what you deserve.
  • No fee unless we win
  • Se habla español
  • Free & confidential
Call Us