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Orlando Car Accident Attorneys

Lowballed After a Crash? Talk to an Orlando Car Accident Lawyer Who Goes to Trial.

If you were hurt in a car crash in Orlando or anywhere in Central Florida, our car accident attorneys take over the insurance company and build your claim for trial — so you're paid for your medical bills, lost income and pain, not a lowball. No fee unless we win. Call (407) 777-8888

  • No fee unless we win
  • Se habla español
  • Talk to an attorney, not a call center
Signature result
$1.2MJury verdict after a $30K offer
Languages
EN / ESSe habla español

Free Case Review

Hurt in a car accident? Tell us what happened.

100% confidential. We never share your information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

“The reviews speak for themselves. Trust in the process — Alexandra will deliver.”
Andrew Christiansen

What's at Stake

Every Day You Wait, the Insurance Company Gets Stronger

We're sorry this happened. Within hours of a crash, an adjuster is already working your file. Their job is to close it for as little as possible. Here's what you're up against.

  • The 14-day PIP window

    Florida's no-fault insurance can deny your benefits if you don't get medical care within 14 days of the crash. Feeling fine doesn't mean you are.

  • The recorded statement

    The other driver's insurer will ask to record your account. One “I'm okay” or a guess about speed can be used to cut your claim.

  • The quick check

    A fast offer can look generous until the MRI comes back. Once you sign a release, your claim is over for good.

  • The 2-year deadline

    Most Florida car accident injury claims must be filed within two years. Dashcam video and witness memories fade much faster.

Let us handle the insurance company.

Alexandra Tosado, founding attorney of ANT Law Firm

Alexandra Tosado · Founding Attorney

Our promise
You shouldn't have to fight an insurance company while you're trying to heal. That's our job.

Why You Need a Lawyer

Why You Need a Car Accident Attorney in Orlando

Car accidents happen in Orlando every day — on I-4, the 408, Colonial Drive, Orange Blossom Trail, John Young Parkway, International Drive and in parking lots across Central Florida. Within hours, the insurance company calls. They sound helpful. They offer a quick settlement and ask you to sign before you know what your injuries will really cost.

When you hire ANT Law Firm, our Orlando car accident lawyers take over every call, letter and form. We gather the evidence, document your injuries and calculate what your claim is really worth — including the care you'll need years from now, not just this month's bills.

Florida's no-fault rules, its modified comparative fault law and a two-year filing deadline make it easy to make a costly mistake on your own. Our attorneys know the courts in Orange, Osceola and Seminole County. One of them used to defend insurance companies, so we know how adjusters value a claim. And insurers know we prepare every case for a jury.

  • Evidence preserved before it disappears
  • Every insurance call handled for you
  • PIP, liability and UM claims coordinated
  • Future medical care valued, not ignored
  • Your case built for a jury from day one
  • Updates in English or Spanish

Step-by-Step

What to Do After a Car Accident in Orlando

What you do in the first days after a crash can protect your health and your claim — or hand the insurance company a reason to pay less. Keep this list on your phone.

Just been in a crash?

Talk to an attorney before you talk to the insurance company. It's free, and it could protect your claim.

  1. 01

    Call 911 and get a police report

    A crash report is key evidence. Ask the officer for the report number before you leave.
  2. 02

    Don't skip this

    Get medical care within 14 days

    Go even if you feel fine. Concussions, whiplash and internal injuries often show up later, and Florida PIP can deny benefits if you wait more than 14 days.
  3. 03

    Document everything

    Take photos and video of the cars, the road, traffic signals, skid marks and your injuries. Get the other driver's insurance and plate number.
  4. 04

    Get witness names and numbers

    Independent witnesses carry a lot of weight. People leave the scene quickly, so ask right away.
  5. 05

    Don't give a recorded statement

    Politely decline when the other driver's insurer calls. You're not required to talk to them, and what you say can be used to reduce your claim.
  6. 06

    Follow your treatment plan and keep receipts

    Gaps in treatment are one of the first things adjusters use against you. Save every bill, receipt and pay stub.
  7. 07

    Call an Orlando car accident attorney

    The sooner we're involved, the more evidence we can save. Call (407) 777-8888 for a free case review.

We Try Cases

Insurance Companies Pay More When They Know You'll Go to Trial

The other driver's insurer is deciding right now whether you'll settle cheap. Here's what happens when they guess wrong.

$850K

Drunk Driver Crash · Settlement

For a client badly hurt by a drunk driver. We held the driver and the insurer accountable for the full harm.

“I switched to ANT Law Firm from a large local firm and it was the best thing I have ever done! As I hold my settlement check in my hands, all I can say is that Alexandra and her team were absolutely exceptional.”
Terra Gorbena · March 2025

Landmark verdict

40×

The jury's verdict was forty times the insurance company's offer.

Their offer

$30,000

The jury's verdict

$1.2M

The insurance company offered our client $30,000. We turned it down, built the case for trial and put it in front of a jury. The jury awarded $1.2 million — forty times what the insurer said the case was worth.

Jury VerdictPublic Transportation NegligenceOrange County, FL

Past results do not guarantee future outcomes. Every case is different and is evaluated on its own facts. Amounts are gross recoveries before fees, costs and liens.

The Plan

Three Steps From Crash to Compensation

You don't need to know how a car accident claim works. You just need to make the first call.
  1. 01

    Tell us what happened.

    Call, text or fill out the form. It's free and confidential.

  2. 02

    We build your case for trial.

    We investigate, gather the evidence, handle the insurance company and get your medical care documented.

  3. 03

    You get paid what you deserve.

    We negotiate from strength. If they won't pay fairly, we take it to a jury.

No fee unless we win · Se habla español

How Our Car Accident Attorneys Build Your Case for Trial

Insurance companies pay more when the evidence is solid and they know a jury will see it. Here's what happens behind the scenes once you hire us.

  1. We investigate right away

    Police reports, 911 calls, traffic and business cameras, vehicle data and, when needed, accident reconstruction experts.
  2. We document your injuries

    We work with your doctors to record every injury, track every bill and get clear opinions on the care you'll need in the future.
  3. We find every source of coverage

    Your PIP, the at-fault driver's liability policy, your uninsured motorist coverage, an employer's policy if they were working, and rideshare or commercial policies.
  4. We demand full value and negotiate

    Once your treatment stabilizes, we send a detailed demand and negotiate from strength. Many cases resolve at this stage.
  5. We file suit and try your case

    If the insurer won't pay fairly, we file a lawsuit and take your case to a jury. We prepare for this from the first day.

Compensation

Car Accident Compensation in Orlando: What You Can Recover

Your PIP coverage pays first. When your injuries are serious enough under Florida law, you can also claim against the at-fault driver for everything PIP doesn't cover — including the long-term impact on your life.

  • Medical expenses

    Past and future: ER visits, surgery, physical therapy, medication and long-term care.

  • Lost wages and earning capacity

    Paychecks you missed while recovering and income you can no longer earn.

  • Pain and suffering

    Physical pain, emotional distress and the loss of things you used to enjoy.

  • Property damage

    Repair or replacement of your vehicle and anything damaged inside it.

  • Out-of-pocket costs

    Rides to appointments, rental cars, home help and modifications.

  • Loss of consortium

    The impact of your injuries on your marriage and family life.

  • Wrongful death damages

    Funeral costs, lost support and the loss of companionship when a crash takes a loved one.

  • Punitive damages (rare)

    In limited cases, such as a drunk driver, Florida law may allow damages meant to punish.

Not sure what your case is worth? We'll tell you, free.

Get My Free Case Review

Florida Law

Florida Car Accident Laws That Affect Your Claim

Florida's rules are different from most states, and several changed in March 2023. Here's what matters for your case.

Deadline to file
2 yearsFor most injury claims from crashes on or after March 24, 2023.
PIP coverage
$10,000Your own policy pays 80% of medical bills and 60% of lost income, no matter who caused the crash.
Get treated within
14 daysOr your PIP insurer can deny benefits.
Fault limit
50%Found more than 50% at fault? You can't recover from the other driver.

No-fault insurance (PIP). Every Florida driver must carry $10,000 in personal injury protection. It pays first, regardless of fault. To unlock the full $10,000, a doctor must find that you had an emergency medical condition; otherwise benefits can be capped at $2,500.

Stepping outside no-fault. To claim pain and suffering from the at-fault driver, Florida requires a serious injury: a permanent injury, significant and permanent scarring or disfigurement, a significant and permanent loss of an important bodily function, or death. That's why thorough medical documentation matters so much.

Modified comparative fault. Since 2023, your recovery is reduced by your share of the blame, and if you're found more than 50% at fault you recover nothing from the other driver. Insurers know this, so they work hard to shift blame onto you. Evidence is how we push back.

Uninsured drivers. Florida doesn't require drivers to carry bodily injury liability coverage, and many don't. Your own uninsured motorist coverage may be the policy that pays.

What Success Looks Like

What Life Looks Like When Your Case Is Handled

You're not chasing adjusters or wondering what to sign. Your treatment is covered, your bills are being dealt with, and someone is fighting for what your case is really worth.
Get My Free Case Review

Facing it alone

  • Overwhelmed and confused
  • Pushed around by an adjuster
  • Worried about every bill
  • Just a file number

With ANT in your corner

  • Informed and in control
  • Taken seriously by the insurance company
  • Secure enough to focus on healing
  • Treated like a person, in English or Spanish
  • 01

    Treatment covered

    Doctors, therapy and the care you'll need in the future.

  • 02

    Income replaced

    The paychecks you missed and the earning power you lost.

  • 03

    A fair recovery

    Paid for your pain and disruption, not just the receipts.

  • 04

    Peace of mind

    Someone handled it, and you were treated with respect.

Every case is different. Past results don't guarantee a similar outcome.

Client Reviews

What Our Car Accident Clients Say

Real Google reviews from people who were hurt in crashes and trusted us with their case.
5.0 130+ reviews on Google(opens in new tab)
  • “This was the first time that I had to seek out a lawyer due to an injury from a car accident and I'm so glad I chose them to represent me. They always called with updates on my case.”
    Sarah King· Car accident
  • “I had a car accident almost 2 years ago and the previous law firm wasn't able to work my case. A good friend referred me to ANT Law Firm, and our process was flawless since they took over.”
    Gio Gautier· Car accident
  • “Hired ANT Law Firm after I got involved in a car accident and I'm glad that I worked with them. They are professionals and know what they're doing.”
    Michael Kuzin· Car accident

Why ANT Law Firm

Why Orlando Crash Victims Choose ANT Law Firm

After a car accident, insurance companies offer as little as they can get away with. We build every car accident case for trial, so insurers have to take your claim seriously — and you pay nothing unless we win.

  • You pay nothing up front. No fee unless we win.
  • You work directly with an attorney, not a call center.
  • Se habla español — our whole team is bilingual.
  • We prepare every case as if it's going to trial.

Straight Answers

Car Accident Lawyer FAQ

Answers to the questions our Orlando car accident attorneys hear most often.

How much does a car accident lawyer cost in Orlando?

Nothing up front. ANT Law Firm works on a contingency fee: our fee is a percentage of what we recover for you, and if we don't win, you don't owe us a fee. We'll explain the exact percentage in writing during your free case review.

When should I call a car accident attorney after a crash?

As soon as you can, ideally before you talk to the other driver's insurance company. Camera footage gets erased, witnesses become hard to find and vehicles get repaired. Calling early also helps you meet the 14-day PIP treatment rule and Florida's two-year filing deadline.

What should I do immediately after a car accident in Orlando?

Call 911, get medical care within 14 days even if you feel fine, photograph the scene and your injuries, get witness contact information, and don't give a recorded statement to the other driver's insurer. Then call an Orlando car accident lawyer at (407) 777-8888.

How much is my car accident case worth?

It depends on your injuries, your medical costs now and in the future, your lost income, how the injuries affect your daily life, the available insurance and who was at fault. We'll review your case for free and give you an honest assessment. Be wary of anyone who quotes a number before seeing your records.

Do I have to see a doctor within 14 days in Florida?

Yes, if you want your PIP benefits. Florida law lets your PIP insurer deny benefits if you don't receive initial medical care within 14 days of the crash. Get checked even if you feel fine; many crash injuries show up days later.

What if the driver who hit me doesn't have insurance?

Florida doesn't require drivers to carry bodily injury liability coverage, and many uninsured drivers are on the road. If you have uninsured or underinsured motorist (UM/UIM) coverage, it can pay for the injuries the at-fault driver can't. Our car accident attorneys handle UM claims against your own insurer, which often fights them just as hard.

Can I still recover if I was partly at fault?

Yes, as long as you were not more than 50% at fault. Under Florida's modified comparative fault law, adopted in 2023, your recovery is reduced by your percentage of fault. If you're found more than 50% responsible, you can't recover from the other driver. Insurers often try to inflate your share of the blame, which is why evidence matters.

How long does a car accident case take in Florida?

Many claims resolve within several months to a year and a half without a lawsuit. Cases with serious injuries, disputed fault or an uncooperative insurer can take longer, and a lawsuit can add a year or more. We'll give you a realistic timeline once we know your injuries and the insurance involved.

The insurance company offered me a settlement. Should I take it?

Not before a lawyer reviews it. Early offers usually come before anyone knows the full cost of your treatment, and once you sign a release you can't reopen the claim. We'll review the offer for free and tell you honestly whether it's fair.

Do I really need a lawyer for a car accident claim?

For a minor fender-bender with no injuries, maybe not. But if you were hurt, the insurance company has trained adjusters and lawyers whose job is to pay you as little as possible. An experienced car accident attorney evens the field, values your future care and is ready to take your case to trial if they won't pay fairly.

Still have a question? Call (407) 777-8888 or send us a message.

Orlando Car Accident Attorneys

Don't Face the Insurance Company Alone

You focus on healing. We'll handle the insurance company and build your case for trial. Your free case review takes a few minutes, in English or Spanish.

  1. 1Tell us what happened.
  2. 2We build your case for trial.
  3. 3You get paid what you deserve.
  • No fee unless we win
  • Se habla español
  • Free & confidential
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