Orlando Uber & Lyft Accident Attorneys
If you were hurt in an Uber or Lyft crash in Orlando — as a passenger, another driver, a pedestrian or a rideshare driver — our rideshare accident attorneys prove which insurance layer applies and build your claim for trial, so you're paid for your medical bills, lost income and pain. No fee unless we win. Call (407) 777-8888
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“The reviews speak for themselves. Trust in the process — Alexandra will deliver.”
What's at Stake
We're sorry this happened. In a rideshare crash, the coverage depends on what the driver's app was doing at that exact moment — and every insurer involved has a reason to say it wasn't their turn to pay.
On a trip, Florida law requires $1 million in coverage. Waiting for a ride, it's $50,000 per person. Insurers dispute which applies.
The driver's personal carrier, the rideshare company's insurer and your own policy may all deny or delay while they argue.
An early offer can arrive before you know the full cost of your injuries. Once you sign a release, your claim is over.
Get medical care within 14 days to protect PIP benefits. Most injury claims must be filed within two years.
Let us handle the insurance company.
Alexandra Tosado · Founding Attorney
You took a ride to get somewhere safely. We'll make sure the right insurer pays for what happened.
Why You Need a Lawyer
Orlando runs on rideshare. Tourists heading to the theme parks, travelers leaving Orlando International Airport, nights out downtown and on International Drive, and commuters on I-4 all rely on Uber and Lyft. With that many trips, crashes are inevitable — and the insurance picture is unlike any other car accident.
Florida's rideshare law, Florida Statute § 627.748, sets different insurance minimums depending on whether the driver's app was off, on and waiting for a request, or on an accepted trip. The coverage available to you can range from the driver's own personal policy to $1 million. Uber, Lyft and their insurers have adjusters and lawyers whose job is to dispute the driver's status, argue the crash happened between coverage periods, or close your claim with a fast, low offer.
When you hire ANT Law Firm, our Orlando rideshare accident lawyers demand the trip data from Uber or Lyft, determine the right insurance layer, and coordinate your PIP, the rideshare policy and any uninsured motorist coverage. One of our attorneys used to defend insurance companies, so we know how these claims are valued. And we prepare every case for a jury. Rideshare crashes are one of the cases covered under our Orlando car accident lawyer practice.
Who We Help
Your role in the crash changes which policy pays. Our Orlando rideshare accident attorneys handle every situation, and the related claims that come with them.
Step-by-Step
A rideshare crash needs a few extra steps beyond a normal accident. Proving the driver's app status is the most important one.
Just been in a crash?
Talk to an attorney before you talk to the insurance company. It's free, and it could protect your claim.
Do this first
We Try Cases
Rideshare insurers bet that injured riders won't untangle the coverage. Here's what happens when someone does.
$2.4M
Uber & Lyft Crashes · Multiple Settlements
Recovered across several rideshare cases. We know how their layered insurance works and how to make it pay.
“The best team ever. They resolved my case in an unimaginable timing. Very professional plus they show their human side when I needed it.”
Landmark verdict
40×
The jury's verdict was forty times the insurance company's offer.
Their offer
$30,000
The jury's verdict
$1.2M
The insurance company offered our client $30,000. We turned it down, built the case for trial and put it in front of a jury. The jury awarded $1.2 million — forty times what the insurer said the case was worth.
Jury VerdictPublic Transportation NegligenceOrange County, FL
Past results do not guarantee future outcomes. Every case is different and is evaluated on its own facts. Amounts are gross recoveries before fees, costs and liens.
The Plan
Call, text or fill out the form. It's free and confidential.
We investigate, gather the evidence, handle the insurance company and get your medical care documented.
We negotiate from strength. If they won't pay fairly, we take it to a jury.
No fee unless we win · Se habla español
Rideshare cases turn on data the company controls. Here's how we get it and use it once you hire us.
Compensation
PIP pays first. When your injuries are serious enough under Florida law, you can claim the rest against the at-fault driver — and when the driver was on a trip, that may mean a $1 million rideshare policy.
Past and future: ER visits, surgery, physical therapy, medication and long-term care.
Paychecks you missed while recovering and income you can no longer earn.
Physical pain, anxiety about riding in cars again and the loss of things you enjoy.
Your vehicle if you were hit by a rideshare driver, plus phones and belongings damaged in the crash.
If you drive for Uber or Lyft, the gig income you lost while you couldn't work.
Rides to appointments, rental cars, home help and travel costs if you were visiting Orlando.
The impact of your injuries on your marriage and family life.
In limited cases, such as an impaired driver, Florida law may allow damages meant to punish.
Not sure what your case is worth? We'll tell you, free.
Get My Free Case ReviewFlorida Law
Under Florida Statute § 627.748, the insurance that applies depends on what the driver was doing when the crash happened.
App off. The driver is treated like any other private motorist, and only their personal auto policy applies. Florida doesn't require drivers to carry bodily injury coverage, so that policy may be small or nonexistent. Your own uninsured motorist coverage may matter.
App on, waiting for a request. Florida requires at least $50,000 per person and $100,000 per crash for bodily injury, $25,000 for property damage, and PIP. This coverage can come from the driver, the rideshare company or both.
Ride accepted, through drop-off. From the moment the driver accepts a trip until the passenger gets out, Florida requires at least $1 million for death, bodily injury and property damage, plus PIP. This covers passengers, other drivers, pedestrians and cyclists hurt by the rideshare driver.
PIP and fault. PIP still pays first, up to $10,000, and you must get care within 14 days. To claim pain and suffering, Florida requires a serious injury such as a permanent injury. And under modified comparative fault, you can't recover from the other side if you're found more than 50% at fault.
What Success Looks Like
Facing it alone
With ANT in your corner
The coverage that actually applies to your crash.
Doctors, therapy and the care you'll need in the future.
The paychecks — or rideshare earnings — you missed.
Someone handled it, and you were treated with respect.
Every case is different. Past results don't guarantee a similar outcome.
Client Reviews
“This was the first time that I had to seek out a lawyer due to an injury from a car accident and I'm so glad I chose them to represent me. They always called with updates on my case.”
“A very positive experience with the attorney and her entire team — always attentive, kind, and willing to clarify every question. The fact that they are bilingual is a huge plus.”
“Excellent law firm! They won my case in 3 days. And within 2 weeks, the compensation check was ready. All the office staff are very professional and attentive.”
Why ANT Law Firm
Rideshare insurers offer as little as they can get away with. We build every Uber and Lyft case for trial, so insurers have to take your claim seriously — and you pay nothing unless we win.
Straight Answers
It depends on the driver's app status at the moment of the crash. If the driver had accepted a ride or had a passenger, Florida requires at least $1 million in liability coverage. If the app was on but no ride was accepted, lower limits apply. If the app was off, only the driver's personal insurance applies. Your own PIP pays first in every case. We prove the driver's status and pursue the coverage that applies.
Under Florida Statute § 627.748 there are three situations. App off: only the driver's personal policy. App on and waiting for a request: at least $50,000 per person and $100,000 per crash for bodily injury, $25,000 for property damage, plus PIP. Ride accepted through drop-off: at least $1 million for death, bodily injury and property damage, plus PIP. The tier in place at the moment of the crash determines how much insurance is available.
Passengers are usually in the strongest position, because they can't be blamed for how either car was driven. Your PIP pays first. If your rideshare driver caused the crash, the $1 million policy that applies during trips is available. If another driver caused it, you can claim against that driver, and uninsured or underinsured motorist coverage may help if their policy is too small. We handle all of those claims together.
The coverage depends on what the rideshare driver was doing. If they had accepted a ride or had a passenger, the $1 million coverage applies. If the app was on but no ride was accepted, the lower waiting-period limits apply. If the app was off, it's their personal policy. We obtain the trip data from Uber or Lyft to prove the driver's status.
Florida requires rideshare companies or their drivers to carry at least $1 million in coverage for death, bodily injury and property damage from the time a driver accepts a ride until the passenger leaves the car. It only applies during that window, which is why rideshare insurers often dispute exactly when a ride was accepted or ended. Trip records settle that question, and we demand them early.
Uber and Lyft classify drivers as independent contractors, which they use to distance themselves from the driver's conduct. But Florida Statute § 627.748 requires the coverage described above regardless of how the driver is classified. That's why the insurance analysis, not the employment label, is usually what matters most in a rideshare injury claim.
Then the driver is treated like any other motorist, and only their personal auto policy applies. Florida doesn't require drivers to carry bodily injury coverage, so that policy may be small or nonexistent. Your own PIP and uninsured or underinsured motorist coverage may be the main sources of recovery. We look for every policy that could apply.
For most crashes on or after March 24, 2023, Florida gives you two years from the date of the crash to file a personal injury lawsuit. But trip data, GPS records and video can be lost much sooner. Call an attorney as soon as possible so we can send preservation letters to Uber or Lyft before that evidence disappears.
Still have a question? Call (407) 777-8888 or send us a message.
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Orlando Uber & Lyft Accident Attorneys
You focus on healing. We'll sort out the insurance and build your case for trial. Your free case review takes a few minutes, in English or Spanish.
