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Orlando Motorcycle Accident Attorneys

Blamed for a Crash You Didn't Cause? Talk to an Orlando Motorcycle Accident Lawyer Who Goes to Trial.

If a driver hit you on your motorcycle in Orlando or Central Florida, our motorcycle accident attorneys fight the bias insurers use against riders and build your claim for trial — so you're paid for your medical bills, lost income and pain, not blamed for someone else's mistake. No fee unless we win. Call (407) 777-8888

  • No fee unless we win
  • Se habla español
  • Talk to an attorney, not a call center
Signature result
$1.2MJury verdict after a $30K offer
Languages
EN / ESSe habla español

Free Case Review

Hurt in a motorcycle crash? Tell us what happened.

100% confidential. We never share your information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

“The reviews speak for themselves. Trust in the process — Alexandra will deliver.”
Andrew Christiansen

What's at Stake

Insurers Assume the Rider Was Reckless. Don't Let That Become Your Story.

We're sorry this happened. After a motorcycle crash, the other driver's insurer often starts from the idea that you were speeding or weaving. Here's what you're up against.

  • Rider bias

    Adjusters — and sometimes jurors — assume riders take risks. Under Florida's 50% fault rule, a little extra blame can wipe out your claim.

  • No PIP safety net

    Florida PIP doesn't cover you on a motorcycle. Bills start arriving right away, and the pressure to take a low offer is real.

  • The helmet argument

    Even when you followed the law, insurers will argue your injuries would have been less severe with different gear.

  • The 2-year deadline

    Most Florida injury claims must be filed within two years. Witnesses and camera footage disappear much faster.

Let us handle the insurance company.

Alexandra Tosado, founding attorney of ANT Law Firm

Alexandra Tosado · Founding Attorney

Our promise
You were the one who got hurt. We make sure the insurance company remembers that.

Why You Need a Lawyer

Why You Need a Motorcycle Accident Attorney in Orlando

Motorcycle riders face a challenge other crash victims don't: bias. Adjusters, defense lawyers and even jurors often assume the rider was speeding or weaving through traffic, even when a driver turned left in front of them on Colonial Drive or changed lanes into them on I-4. That assumption is the biggest obstacle between you and fair compensation.

Florida law treats riders differently too. Motorcycles aren't covered by Florida's no-fault PIP system, so there's no $10,000 safety net for your first medical bills. Your claim against the at-fault driver — and your own uninsured motorist or medical payments coverage, if you have it — carries more weight.

At ANT Law Firm, our Orlando motorcycle accident lawyers know the tactics insurers use against riders: blaming the rider, the helmet argument, inflating your share of fault and undervaluing road rash and orthopedic injuries. We answer each one with evidence — scene photos, witness statements, video, reconstruction and your medical records. One of our attorneys used to defend insurance companies, so we know how they value a rider's claim. And we prepare every case for a jury.

  • Rider bias answered with evidence
  • Helmet arguments challenged
  • Fault disputes investigated
  • Road rash and fractures fully valued
  • UM and med-pay coverage coordinated
  • Updates in English or Spanish

Step-by-Step

What to Do After a Motorcycle Accident in Orlando

Because of rider bias, you need stronger evidence than a typical driver. These steps protect your health first, then your claim.

Just been in a crash?

Talk to an attorney before you talk to the insurance company. It's free, and it could protect your claim.

  1. 01

    Call 911 and get emergency care

    Motorcycle crashes often cause fractures, road rash, head injuries and internal bleeding. Let paramedics check you and make sure police write a report.
  2. 02

    Protect your spine

    Leave your helmet on until paramedics arrive

    Removing a helmet the wrong way can worsen a neck or spinal injury. Your helmet and gear are also evidence, so keep them.
  3. 03

    Document everything

    Photograph your bike, the other vehicle, road conditions, debris, skid marks, your gear and your injuries. Get the driver's insurance and plate number.
  4. 04

    Get witness names and numbers

    Independent witnesses who saw the driver's mistake are your best answer to rider bias. Ask before they leave.
  5. 05

    Don't admit fault or give a recorded statement

    Don't apologize or guess about speed. Politely decline when the other driver's insurer calls; what you say can be used to shift blame to you.
  6. 06

    Follow your treatment plan and keep receipts

    Without PIP, every bill matters. Save records, receipts and pay stubs, and don't skip appointments.
  7. 07

    Call an Orlando motorcycle accident attorney

    The sooner we're involved, the more evidence we can save. Call (407) 777-8888 for a free case review.

We Try Cases

Insurance Companies Pay More When They Know You'll Go to Trial

Insurers expect riders to accept the blame and a low offer. Here's what happens when a jury hears the whole story.

“Excellent law firm! They won my case in 3 days. And within 2 weeks, the compensation check was ready. All the office staff are very professional and attentive.”
Meibys Reyes · June 2025

Landmark verdict

40×

The jury's verdict was forty times the insurance company's offer.

Their offer

$30,000

The jury's verdict

$1.2M

The insurance company offered our client $30,000. We turned it down, built the case for trial and put it in front of a jury. The jury awarded $1.2 million — forty times what the insurer said the case was worth.

Jury VerdictPublic Transportation NegligenceOrange County, FL

Past results do not guarantee future outcomes. Every case is different and is evaluated on its own facts. Amounts are gross recoveries before fees, costs and liens.

The Plan

Three Steps From Crash to Compensation

You don't need to know how a motorcycle claim works. You just need to make the first call.
  1. 01

    Tell us what happened.

    Call, text or fill out the form. It's free and confidential.

  2. 02

    We build your case for trial.

    We investigate, gather the evidence, handle the insurance company and get your medical care documented.

  3. 03

    You get paid what you deserve.

    We negotiate from strength. If they won't pay fairly, we take it to a jury.

No fee unless we win · Se habla español

How Our Motorcycle Accident Attorneys Build Your Case for Trial

A rider's case is won by putting the focus back on the driver who caused it. Here's how we do that.

  1. We investigate right away

    Police reports, 911 calls, traffic and business cameras, witness interviews and, when needed, motorcycle crash reconstruction.
  2. We answer the bias

    Sight lines, the driver's speed, turn signals and phone use. Evidence that shows what the driver failed to see.
  3. We document your injuries

    We work with your doctors to record every fracture, skin graft and head injury, and the care you'll need in the future.
  4. We find every source of coverage

    The driver's liability policy, your uninsured motorist and medical payments coverage, and an employer's policy if the driver was working.
  5. We negotiate, then try your case

    We send a detailed demand once your treatment stabilizes. If the insurer won't pay fairly, we file suit and take your case to a jury.

Compensation

Motorcycle Accident Compensation in Orlando: What You Can Recover

Motorcycle injuries are often severe and long-lasting. We value your claim for the whole recovery, not just the first round of bills.

  • Medical expenses

    ER care, trauma surgery, hospital stays, skin grafts for road rash and physical therapy.

  • Lost wages and earning capacity

    Paychecks missed during recovery and income you can no longer earn.

  • Pain and suffering

    Physical pain, anxiety, PTSD and the loss of riding and other things you enjoy.

  • Property damage

    Repair or replacement of your motorcycle, helmet, jacket and other gear.

  • Future medical costs

    Later surgeries, scar revision, chronic pain care and long-term treatment.

  • Loss of consortium

    The impact of your injuries on your marriage and family life.

  • Out-of-pocket costs

    Rides to appointments, home help and changes to your home.

  • Wrongful death damages

    Funeral costs, lost support and the loss of companionship when a crash takes a rider you love.

Not sure what your case is worth? We'll tell you, free.

Get My Free Case Review

Florida Law

Florida Motorcycle Laws That Affect Your Claim

Florida's rules for riders are different from the rules for drivers, and several changed in March 2023. Here's what matters for your case.

Deadline to file
2 yearsFor most injury claims from crashes on or after March 24, 2023.
Helmet optional at
21+Riders 21 and older with at least $10,000 in medical benefits coverage.
PIP for riders
NoneFlorida's no-fault PIP doesn't cover injuries on a motorcycle.
Fault limit
50%Found more than 50% at fault? You can't recover from the other driver.

Helmets. Under Florida Statute § 316.211, riders under 21 must wear a helmet. Riders 21 and older may ride without one if they carry at least $10,000 in medical benefits coverage. Every rider must wear eye protection. Riding legally without a helmet doesn't stop an insurer from arguing your head injuries would have been less severe — we answer that with medical and biomechanical evidence.

No PIP. Motorcycles aren't covered by Florida's personal injury protection system. That means no $10,000 in no-fault benefits for your first bills. Medical payments coverage, your health insurance and your uninsured motorist coverage become more important, and so does your claim against the driver who caused the crash.

Lane splitting. Riding between lanes of traffic is illegal in Florida. If you were lane splitting, the insurer will use it to argue you share the blame — but it doesn't automatically end your claim.

Modified comparative fault. Since 2023, your recovery is reduced by your share of the blame, and if you're found more than 50% at fault you recover nothing. That's why rider bias is so dangerous, and why evidence matters. Florida doesn't require drivers to carry bodily injury coverage either, so your uninsured motorist coverage may be the policy that pays.

What Success Looks Like

What Life Looks Like When Your Case Is Handled

You're not defending yourself to an adjuster who assumes the worst about riders. Your treatment is moving forward, your bills are being dealt with, and someone is fighting for what your case is really worth.
Get My Free Case Review

Facing it alone

  • Overwhelmed and confused
  • Pushed around by an adjuster
  • Worried about every bill
  • Just a file number

With ANT in your corner

  • Informed and in control
  • Taken seriously by the insurance company
  • Secure enough to focus on healing
  • Treated like a person, in English or Spanish
  • 01

    The record set straight

    The crash is blamed on the driver who caused it.

  • 02

    Treatment covered

    Surgery, therapy and the care you'll need in the future.

  • 03

    Income replaced

    The paychecks you missed and the earning power you lost.

  • 04

    Peace of mind

    Someone handled it, and you were treated with respect.

Every case is different. Past results don't guarantee a similar outcome.

Client Reviews

What Our Clients Say

Real Google reviews from injured people who trusted us with their case.
5.0 130+ reviews on Google(opens in new tab)
  • “Hired ANT Law Firm after I got involved in a car accident and I'm glad that I worked with them. They are professionals and know what they're doing.”
    Michael Kuzin· Car accident
  • “A very positive experience with the attorney and her entire team — always attentive, kind, and willing to clarify every question. The fact that they are bilingual is a huge plus.”
    Olga Patricia Ramirez· January 2026
  • “The reviews speak for themselves. Trust in the process — Alexandra will deliver.”
    Andrew Christiansen

Why ANT Law Firm

Why Orlando Riders Choose ANT Law Firm

Insurance companies lowball injured riders and count on bias to do the rest. We build every motorcycle case for trial, so insurers have to take your claim seriously — and you pay nothing unless we win.

  • You pay nothing up front. No fee unless we win.
  • You work directly with an attorney, not a call center.
  • Se habla español — our whole team is bilingual.
  • We prepare every case as if it's going to trial.

Straight Answers

Motorcycle Accident Lawyer FAQ

Answers to the questions our Orlando motorcycle accident attorneys hear most often.

Do insurance companies have a bias against motorcycle riders?

Often, yes. Insurers routinely argue that riders were speeding, weaving or riding recklessly, even when the other driver was clearly at fault, and some jurors share that assumption. Our Orlando motorcycle accident attorneys counter it with evidence — witnesses, video, reconstruction and the driver's own conduct — that puts the focus back on the driver who caused the crash.

Do I have to wear a helmet in Florida?

Riders under 21 must wear a helmet. Riders 21 and older may ride without one if they carry at least $10,000 in medical benefits insurance, and all riders must wear eye protection. Even if you rode legally without a helmet, expect the insurer to argue your injuries would have been less severe with one. We push back with medical and biomechanical evidence.

Is lane splitting legal in Florida?

No. Riding between lanes of traffic is illegal in Florida, and an insurer will use it to argue you share the blame. That doesn't automatically end your claim. As long as you're not found more than 50% at fault, you can still recover, reduced by your share of fault.

What if a car caused my crash but never touched my motorcycle?

These no-contact or phantom-vehicle crashes are common for riders: a driver cuts you off or drifts into your lane and you go down avoiding them. They can still be valid claims, but they need strong evidence such as witness statements, video and road evidence. If the driver can't be identified, your uninsured motorist coverage may apply. Call (407) 777-8888 quickly so we can preserve that evidence.

Can a motorcycle passenger file a claim after an accident?

Yes. Passengers have the same right to compensation as riders, and they usually can't be blamed for how the motorcycle was operated. A passenger may have a claim against the at-fault driver, the rider if the rider was negligent, or both. We handle passenger claims and look for every available policy.

How does comparative negligence affect my motorcycle accident claim?

Since March 2023, Florida uses modified comparative negligence. Your recovery is reduced by your percentage of fault, and if you're found more than 50% at fault you can't recover from the other driver. For example, if you're found 20% at fault, your damages are reduced by 20%. Insurers try hard to push riders past that line, which is why evidence matters so much.

How long does a motorcycle accident settlement take in Orlando?

Many claims resolve within several months to a year and a half. Serious motorcycle injuries often need longer treatment, and we usually wait until your condition stabilizes before sending a demand so the full cost of your injuries is known. If a lawsuit is needed, that can add a year or more. We'll give you a realistic timeline once we know your injuries.

What if the driver who hit me is uninsured or underinsured?

Florida doesn't require drivers to carry bodily injury liability coverage, and many don't. Motorcyclists also don't have PIP. If you carry uninsured or underinsured motorist (UM/UIM) coverage, it can pay for injuries the at-fault driver can't. Our motorcycle accident attorneys handle UM claims and look for every other source of recovery.

Still have a question? Call (407) 777-8888 or send us a message.

Orlando Motorcycle Accident Attorneys

Don't Face the Insurance Company Alone

You focus on healing. We'll handle the insurance company and build your case for trial. Your free case review takes a few minutes, in English or Spanish.

  1. 1Tell us what happened.
  2. 2We build your case for trial.
  3. 3You get paid what you deserve.
  • No fee unless we win
  • Se habla español
  • Free & confidential
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